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Auto Insurance
Many car owners believe that a comprehensive insurance policy covers everything. Unfortunately, that’s not true—especially when it comes to engine damage. Engine and gearbox repairs are among the most expensive fixes, and standard car insurance usually does not cover them.
When buying car insurance, “Zero Depreciation” is one add-on almost every agent recommends. It sounds attractive—full claim without depreciation cuts. But many car owners wonder: Is it really worth paying extra for it, or just another upsell?
Most drivers think auto insurance premiums depend only on the car, location, and driving history. But there’s another factor that quietly influences how much you pay—your credit score.
